Before you can begin to understand how to become financially free, you first have to understand where you are now. If you’re like most people, you’ve already acquired some debt. Therefore, it’s important to understand what that debt is, how it works, and ultimately, how to get rid of it. And even if you don’t have debt yet, chances are you’ll be getting some when you have to buy a car or a house. So knowing what you’re getting into BEFORE you get into it is key.